How to make a BRI Debit Card, what are the requirements?
When you hear a debit card, you will also remember a credit card. These two types of cards are different, the most basic difference lies in the balance on the card. Credit cards can still be used even if there is no balance in the card (debt system), while Debit cards must have a balance in them in order to be used (savings system).
How to make a BRI Debit Card is easy, just like making a regular BRI Savings ATM.
Documents and Requirements for Making a BRI Debit Card that Needs to be Prepared
Before making a BRI Debit ATM card, you must know what type of savings you are using. BRI has several types of savings, the most widely used are Simpedes and Britama. In addition there is also Junio’s savings for small children.
What makes these two savings different is only the initial deposit, while the documents prepared are still the same.
Requirements for Making a BRI Simpedes Debit Card
- If you are an Indonesian citizen, prepare your KTP and NPWP (if you don’t have an NPWP, you can leave it blank)
- If you are a foreigner, prepare your passport and KIMS/KITAP/KITAS
- Minimum age 17 years
- Initial deposit of 100,000 (the money goes to your account)
- Next deposit 10,000
Requirements for Making a BRI Britama Debit Card
- If you are an Indonesian citizen, prepare your KTP and NPWP (if you don’t have an NPWP, you can leave it blank)
- If you are a foreigner, prepare your passport and KIMS/KITAP/KITAS
- Minimum age 17 years
- Initial deposit of 250,000 (for the Classic card type), 500,000 deposit (for the Gold card type) and 10 million (for the Premium card type). The money goes to your account
- Next deposit 10,000
In essence, you only bring your ID card to the BRI branch office and make a deposit. After that the process is complete.
Procedure for Making BRI Debit Cards at BRI Branch Offices
First, prepare the requirements above, then go to the nearest BRI branch office.
- Take the queue number then wait until you are called
- Submit your KTP and fill in the registration form for opening a new account (usually one filled in by the Custome Service directly). So you just need to submit the original ID card
- Create your pin as requested by the Bank clerk
- Wait until the process is complete
- Then you will be asked to deposit money with a nominal amount, give the money you brought from home to the officer who is there
- Congratulations, you already have a BRI ATM Debit card. You will be given an ATM card along with savings
Unlike the BRI ATM Credit Card, which can be used at various merchants, sellers, and online shops. BRI Debit Cards are quite limited.
How to make a BRI ATM Debit card above has been completed. Very simple and easy. Plus it’s free.
Your burden is only paying the administrative fee per month. Unlike credit cards, which have very large fees and if you are late paying there will be interest. Given the credit card system is similar to debt.
Some of the Advantages of the BRI ATM Debit Card
There are many advantages that you will feel if you use a BRI Debit card.
- You have a mobile savings account (a place to store money, transact with other people, and withdraw cash)
- More practical, you just need to go to an ATM to withdraw cash
- Can be used for shopping at places that have EDC machines (supermarkets, restaurants, department stores, salons and others)
- Has no interest or penalties like a credit card
- No monthly installments
- No debt
- And it’s easier to get cash
See also the explanation: Types of BRI ATM Cards
How to make a BRI ATM Debit card is very easy. Its use is practical and has many advantages.