6 Benefits of Saving at Bank BRI Simpedes

Simpedes is an abbreviation of the Rural Savings. If you are looking for this savings product at BRI urban branches, you will not be able to find it. Later you will only be given a Britama savings product, not Simpedes. The benefits of saving at Bank BRI Simpedes may only be felt by customers who do not live in urban areas.

So what are the advantages or benefits of this savings?

Benefits of Saving at Bank BRI Simpedes

Simpedes gives more flexibility to customers, you can make transactions, withdraw cash, and shop more flexibly (but there are still limits). As long as you still have a balance in your account, you can transact as much as you want.

The following are some of the advantages of saving at BRI Simpedes.

Small Initial Deposit

Even though the deposit is both entered into your account and you use it yourself, the initial deposit requirements are sometimes burdensome for customers who don’t have much money at that time.

BRI Simpedes only applies an initial deposit of 100,000. Unlike Britama, which reached 250,000 to 10 million.

Transaction Limit is Big Enough for Rural Communities

The transaction limit is related to what type of ATM card you use. Because you use Simpedes savings, the ATM card you get is Private Label.

It is marked in blue, with the following transaction limits:

Cash withdrawal limit: 5 million
Merchant spending limit: 10 million
Transfer between accounts: 20 million
Transfer to another bank: 10 million
Minimum balance left: 50 thousand

Lower Monthly Administration Fee

The next advantage of saving at BRI Simpedes Bank is the lowest administrative costs compared to other types of savings. The administration fee is a fee that BRI takes from the customer’s balance every month. This is done automatically, so if you check the mutation and see that the balance is ‘so much’, it means that BRI is taking the balance to pay your admin fees per month.

Simpedes savings administration costs are the cheapest compared to other savings. That is only Rp. 7,000 per month.

The Savings Interest You Get Is Big Enough

This is the amount of interest you get if you use Simpedes savings. Even though it is not as big as Britama, but the amount is still good enough for the village community to get the reward for diligently saving.

0 to < Rp 500,000 : 0%
IDR 500,000 – IDR 5,000,000 : 1%
IDR 5,000,000 – IDR 50,000,000 : 1%
IDR 50,000,000 – IDR 100,000,000 : 1.25%
IDR 100,000,000 : 1.75%

Get Complete Services and Features

Although BRI Simpedes is the lowest level of the type of savings BRI has, the features provided remain the same. You get an ATM card, get a free account book, e-statements, E-Banking facilities (Internet Banking and SMS Banking), Mobile App available for Android and iOS.

Even so, compared to Britama, Simpedes is more below him. Britama has all these facilities, it’s just that it is also accompanied by accident insurance.

Minimum Balance Slightly Left

This makes it easier for you if you want to withdraw all the money in your account. Just leave a balance of 50,000 only.

All savings also apply this limit.

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