What is Shopee SPayLater Temporary Credit Limit?
Shopee – Shopee temporary credit limit has a payment method in installments or credit called Shopeepay Later or SPayLater. Recently, many users have received additional temporary credit limits from Shopee.
However, many SPayLater users still don’t understand what the temporary limit is. Read on for this article to get a more complete explanation.
What is Shopeepay Later?
Shopeepay Later or SPayLater is one of the features in the Shopee marketplace. This feature serves as one of the product payment methods on Shopee. The goal is to make it easier for users who want to pay with the installment system.
As the name implies, Shopeepay Later means that it allows users to buy goods now and make payments at a later time. So, the working principle of SPayLater is the same as other online installments.
Users will get a credit limit whose nominal value is determined by Shopee. Limit is the maximum credit limit that can be given by SPayLater. If you get a limit of Rp. 1,000,000, then you cannot take credit or installments exceeding that nominal.
Shopee Temporary Credit Limit
Recently, many Shopeepay Later users have received notifications that they have received a temporary limit. The amount varies, but the average temporary limit given to SPayLater users is IDR 75,000 to IDR 200,000.
This temporary limit is not fixed, just as the name suggests. Limit is only given for one month. After the temporary limit expires, you only have a fixed limit that has been previously provided by SPayLater.
Even though the limit has expired, you still have an obligation to pay off the credit you take using that limit. Usually, the limit will be returned when you have paid it off. However, this does not apply to temporary limits.
Do all Shopeepay Later users get an additional temporary limit? The answer is no. Shopee only provides temporary limits to users who meet the requirements. One of them is always paying bills on time.
If you are a user who gets an additional temporary limit, then you are in luck. Make the most of this limit.
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Why can’t the temporary credit limit be used?
Some recipients of the Shopeepay Later temporary limit complained that the limit could not be used. In principle, the temporary limit is an additional limit that will be used if the main limit has been exhausted.
When you get a temporary additional limit from Shopeepay Later, the first limit that will be used is the main limit. After the main limit runs out, then you can use the additional limit.
So, the main reason why you can’t use it is because the main limit is still there. In addition, there are other possibilities why the temporary limit cannot be used. Maybe you bought a product that doesn’t support Shopeepay Later payments.
What do you think, does this temporary Shopee credit limit really help or is it just a trick to get more people to use this feature?
