How to Withdraw Money at a BNI ATM Without a Card Easily
How to Withdraw Money at a BNI ATM Without a Card – There is one way we can withdraw money without an ATM card. At a minimum here you should have this:
- Have an Android cellphone or iPhone (the important thing is not an old cellphone)
- On the cellphone there is already a BNI Mobile application
- You are already registered in the application
- And the cellphone or number you registered has credit
The use of pulses and cellphones is as a place to receive OTP codes. Without credit, the OTP code cannot be entered. At a minimum, you have Rp 1,000 credit.
If you have completed the requirements above, now we can begin to enter the stages of taking money from a BNI ATM without a card.
How to Withdraw Money at a BNI ATM Without a Card
Here’s how:
- Open the BNI Mobile application
- Then select the ‘Mobile Cash’ menu
- Select ‘ATM’
- Then determine where you want to withdraw the money. In case of ink select ‘Self’
- Enter the minimum withdrawal amount (Rp 50,000 or Rp 100,000)
- Click ‘Continue’
- Enter your BNI Mobile transaction password
- Click ‘Continue’
- A notification will appear that the transaction was successful. Pay attention to the ‘Transaction Code’ section, note the transaction code provided. This code has an expiration date, it must be used a maximum of 2 hours
- After you get the code, we can visit the nearest ATM
- How to make transactions without a card, you can click the ‘Accept’ menu or the bottom right button
- Choose Indonesian
- Click ‘Mobile Cash’
- Then enter the transaction code that you just copied from the application
- A few seconds later, an incoming message will appear on your cellphone, containing the OTP code
- Enter the OTP code sent to your cellphone at the ATM. There is a 10 digit number, please enter it correctly
- Select ‘True’
- After that the money will come out of the ATM machine
For the problem with the OTP code, if after entering the transaction code it has not been entered, try checking your credit. We cannot receive the OTP code if there is no credit.
After getting the OTP code, immediately enter it into the ATM machine. The problem is that the code only lasts for a short time, which is 5 minutes.
The steps are long, but actually simple to do. The practice is easier than the theory. Please try to visit the nearest BNI ATM, and practice the steps for withdrawing money above.
Group of Questions and Answers
Check out some of the following questions, in case someone represents your question:
What is the Minimum and Maximum Withdrawal of Money at an ATM Without a Card?
The minimum withdrawal of money without a BNI card is IDR 50,000. But it also depends on the fraction in the ATM. If the machine only provides IDR 100,000, it means that the minimum withdrawal is IDR 100,000.
While the maximum is Rp. 1,250,000 (if using the 50 thousand denomination) and Rp. 1,200,000 (if using the 100 thousand denomination).
If I Don’t Take ATM Balance Will The Balance Be Deducted?
The answer is no. The important thing is that you have not received any money from entering the transaction code. Then your money on the ATM card will not be lost.
In addition, the transaction code has an active period of 2 hours. After 2 hours, it turns out that the transaction code is not used nor will your balance disappear.
How much credit must be available so that the OTP code can be entered?
It doesn’t take much. Usually per SMS is priced at Rp. 500 rupiah. But just in case, we only provide Rp. 1,000 credit.
Can I Withdraw Cash at Other Bank’s ATMs?
Unfortunately it can’t. You can only withdraw money without a BNI card at a special BNI ATM. If possible, the menu is different. And the tutorial is different, not as described above.
