Skip to content Skip to sidebar Skip to footer

How To Top Up PayPal Balance With Or Without Bank

How to Top Up PayPal Balance

Yesterday we managed to create a paypal account without a credit card, now how to fill a paypal balance through a bank or without a bank that is safe and reliable?

Of course, this is a question for paypal users who have only made it a few days, because in the menu there is no top up feature like other digital wallet applications or services.

That’s why PayPal itself recommends users to add their own credit card, but what about users who don’t have a credit card? Of course this will be a problem right?

Moreover, if I myself only use paypal as a third payment tool such as to receive payments from abroad or advertising and also pay the server every month for blogs.

And this time I will share my own experience regarding how to top up paypal balances that I have been doing for years until now.

How to Top Up PayPal Balance

There are several ways that we can do to top up paypal balances, either using a credit card or without a credit card. But the easiest way is to find a trusted paypal seller.

Top Up PayPal Balance Through Seller

Top Up PayPal Balance Through Seller
@ Pexels

This method is the method that I have used so far, I am looking for a trusted paypal balance seller and make transactions. Usually people like this I get in buying and selling groups or about internet marketing.

However, because it was forbidden to buy and sell money, I changed the contract to an “exchange” where I would agree to the dollar exchange rate offered by the seller after negotiating the price of course.

With this method we will usually get a cheaper dollar rate when compared to using a credit card. Of course we will also discuss it below later.

But make sure before making a transaction, the person is trusted and has many testimonials or customers. Because at this time there is a lot of fraudulent PayPal balance sellers on Facebook.

The characteristics of a fraudulent fb user profile are uniformed officers such as police, military and so on to convince buyers. And also a profile that has minimal interaction with no comments and likes at all means he has no friends and even his fb is usually only used to cheat.

Filling PayPal Balance from Website

Filling PayPal Balance from Website
@ Pexels

PayPal sellers who use the website as an intermediary for transactions are usually those who have a large business scale. Usually they have a large balance so that they are able to cover all requests from buyers.

However, don’t be surprised if the rate applied in this place is quite expensive when compared to personal sellers. Because to create such a system, they incur a fairly expensive cost every month.

So don’t be surprised if the rate set is higher than the others. If you want to top up your paypal balance through the website, please choose the recommended, trusted and also old one.

Top Up PayPal Balance with Credit Card

Top Up PayPal Balance with Credit Card
@ Pexels

If some of the paypal balance sellers that I usually subscribe to say the stock is empty, then I will use a credit card to top up the balance.

I use a Jenius card from BTPN, it’s also very easy and free, so you can make one at a branch office in your city.

For the steps:

  • Connect Jenius credit card with Paypal
  • Top up the balance of genius or bank BTPN
  • When the balance is there, you can make transactions by choosing a payment method via credit card when making a transaction with paypal.

The disadvantage of using a genius card is that the dollar rate is pegged higher than we buy from other people’s services. If according to my own observations, the rate could be more expensive around 200 to 500 rupiah per dollar.

The following is a list of cards that you can use to link your Paypal account to the BANK.

  • Permata Bank Debit Card (Visa)
  • BTPN Jenius Debit Card (Visa)
  • Indigo Bank Sinarmas Secure Credit Card (Visa)
  • BTN Debit Card (Visa)

So if you don’t trust third-party paypal balance providers, please use some of the checklists above.